Soft money loans depend on the borrower’s creditworthiness more than hard money loans do. 

Soft money is usually longer terms, minimum documents, and lower interest rates than Hard money

Benefits of Soft Money Loans

  • Quick & easy procedure: The borrower gets notified quickly if they qualify

  • Low-interest rates: Soft money loans can be easily available

  • Soft money is usually longer terms

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Soft Money Terms

  • $250k - $2.5mm

  • Acquisition & Refinance

  • 5 - 30 Year Terms

  • Commercial Real Estate

  • Up to 50% - 65% LTV  (some cases 70% in TX) (up to 80% - 85% CLTV 'combined loan to value; seller may hold 2nd Lien)

Consolidation Loans

Business Line of Credit

Business Unsecured Loans

Commercial Real Estate

Construction Loans

SBA/Non-SBA loans


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    2591 Dallas Parkway,

         Suite #300

         Frisco, TX 75034

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